Indexed universal life, start to close. Script on the left, design the policy on the right.
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👤 Client▾
Ask the two numbers out loud (script step 6), write them here, repeat them back.
Paste it in a text to the mini. Claude designs the two plans and builds them in NLG.
🛠 Policy Designer▾
IRS room per $1,000 of face: anchored to the real FlexLife run (male 22 Standard NT = $50.07 per $1,000, $7,510 on $150k) and grown about 2.2% per year of age (fitted to a second real run: female 35, $250k = $59.92), less for female, more for tobacco. Estimate. To lock the real number: run the case once in Foresight and type the sidebar's Max Non-MEC Premium below.
Blank = the tool guesses when Foresight will stop the premiums on its own (fitted to the real runs: 8 years at max funded, 26 at 40% of max). Once you have Quick View, type the real age.
Every strategy illustrates the same max rate (AG 49-A). The split only changes which lever the carrier can pull on him later.
Funding ladder
Estimate at the recommended premium
Estimate calibrated to NLG FlexLife runs (within about 4% at 6.84% and 3.5%). It is for sizing before you open Foresight. The illustration is the truth. Never read these numbers to a client.
📄 From the illustration▾
Type these off the PDF once. They flow into the Walk tab and the summary.